Benefits of Becoming a Member
To join a credit union, you'll need to become a member before opening an account. And because we’re owned by our members, every decision we make is focused on delivering value back to you. From competitive rates and personalized guidance to programs designed to support your financial health, our goal is to help members succeed. Other benefits of membership include:
- Voting rights
- Unlimited 100% guarantee on your deposits
- Access to the largest national network of surcharge-free ATMs
You are an owner
Being a credit union means working together for shared success. As a member, you have a voice in how the organization operates and share in the benefits of a financial institution built on cooperation, trust, and community investment.
Real Relationships
Doing business at a big bank can make you feel like just another number. At FCU Community Financial, relationships matter. Our team takes the time to understand your goals and provide thoughtful support through every stage of life, from everyday banking to major financial milestones.
Your deposits are 100% guaranteed
More than one million British Columbians enjoy the security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), protects credit union depositors in full.
Make a difference in your community
The cooperative principles of honesty, openness, social responsibility, and caring for others are the fundamental beliefs that guide our actions.
Benefits for your community
Your membership helps strengthen local communities. Deposits stay local, helping fund homes, businesses, and projects that support the economic well-being of the regions we serve. As a member, you are positively impacting the community you live in.
Join FCU Community Financial and experience banking that puts members and communities first.