Where belonging comes with benefits.

We're Not Your Typical Financial Institution

At first glance, we may look like other financial institutions, but take a closer look and you’ll see what makes First Credit Union different.

As a credit union, we offer many of the same products and services, but our purpose goes beyond profit. We put people first by offering personalized service, local decision-making, and a commitment to building stronger communities.

When you bank with First, you’re more than a customer. You’re a member and an owner. That means your money stays local, supporting your goals and the places we all call home.

Benefits of Becoming a Member

Because we're a credit union, not a conventional bank, you'll need to become a member before opening an account. That entitles you to a range of benefits including:

Voting rights
Unlimited 100% guarantee on your deposits
Access to the largest national network of surcharge-free ATMs
Opportunities to join our Board of Directors.

You are an owner

Every member of First Credit Union is an owner with equal voting power. Whether you have ten dollars or ten million dollars, you have a vote and say on how we do things.

Access the largest network of ATMs

Credit Unions work together, which means you have access to over 5,000 surcharge-free ATMs across the country.

Your deposits are 100% guaranteed

More than one million British Columbians enjoy the security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), protects credit union depositors in full. Learn more about how your deposits are protected.

Make a difference in your community

We have a set of cooperative principles & fundamental beliefs that guide our actions. Honesty, openness, social responsibility, and caring for others are the ethical values that keep us focused on positive impact. Learn more about how where you bank makes a difference.

Members are also eligible to apply for First Credit Union scholarships, small business bursaries, and sponsorships!

Benefits for your community

At First Credit Union, 10% of our net profit is shared with the community every year. As a member, you are positively impacting the community you live in.