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Where belonging comes with benefits.

 
 

More Than a Customer. You're a Member and an Owner. 

When you join FCU Community Financial, you become part of a member-owned credit union that exists to serve people, not shareholders. Our focus is simple: deliver meaningful financial services, trusted advice, and real benefits that support your financial well-being and the communities we serve.

 

Benefits of Becoming a Member

To join a credit union, you'll need to become a member before opening an account. And because we’re owned by our members, every decision we make is focused on delivering value back to you. From competitive rates and personalized guidance to programs designed to support your financial health, our goal is to help members succeed. Other benefits of membership include:

  • Voting rights
  • Unlimited 100% guarantee on your deposits
  • Access to the largest national network of surcharge-free ATMs

You are an owner

Being a credit union means working together for shared success. As a member, you have a voice in how the organization operates and share in the benefits of a financial institution built on cooperation, trust, and community investment.

Real Relationships

Doing business at a big bank can make you feel like just another number. At FCU Community Financial, relationships matter. Our team takes the time to understand your goals and provide thoughtful support through every stage of life, from everyday banking to major financial milestones.

Your deposits are 100% guaranteed

More than one million British Columbians enjoy the security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), protects credit union depositors in full. 

Make a difference in your community

The cooperative principles of honesty, openness, social responsibility, and caring for others are the fundamental beliefs that guide our actions. 

Benefits for your community

Your membership helps strengthen local communities. Deposits stay local, helping fund homes, businesses, and projects that support the economic well-being of the regions we serve. As a member, you are positively impacting the community you live in.

Join FCU Community Financial and experience banking that puts members and communities first.

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No ATM Surcharges. More Access Than Most Banks.
Enjoy thousands of surcharge-free ATMs coast to coast — just for being a member.

 
 
Deposit Insurance
 
Your Safety, Our Priority
Learn more about how your deposits are protected.
 
 
 

We are excited to announce that as of December 1, 2025, First Credit Union is now part of Vancouver City Savings Credit Union (Vancity).


Members should continue to complete their banking as usual. We are committed to keeping our members informed about any future changes and new opportunities that come with being part of Vancity.


We look forward to the journey ahead
as we continue to support our members and communities.


Read the full Member's Guide to the Merger here

Review the full Asset Transfer Agreement here

View the full Vancity Rules document here

Visit the merger website for more information.

 
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