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Featured Rates

Mortgage

5 Year Fixed Rate Closed, Insured

4.09%

Term Deposit

18 Month Locked

2.70%

Term Deposit

1 Year Cashable After 90 Days

2.25%

Posted Rates

List of rates for PRIME RATE
PRIME RATE	Rate
Prime Rate	4.95

Mortgages

List of rates for FIXED RATE CLOSED*
FIXED RATE CLOSED*	Rate
1 Year	5.49%
2 Year	4.99%
3 Year	4.29%
4 Year	4.34%
5 Year (Insured)	4.09%
5 Year	4.29%

List of rates for VARIABLE RATE MORTGAGES
VARIABLE RATE MORTGAGES	Rate
5-Year Variable, Closed (Insured)	Prime -0.55%

Term Deposits

List of rates for Deposit Specials
Deposit Specials	Rate
1 Year Redeemable After 30 Days	1.50%
1 Year Cashable After 90 Days	2.25%
18 Month Locked	2.70%

List of rates for SHORT TERM NON REDEEMABLE
SHORT TERM NON REDEEMABLE	Rate
Short Term, 30 - 59 Days	0.05%
Short Term, 60 - 89 Days	0.05%
Short Term, 90 - 119 Days	0.05%
Short Term, 120 - 179 Days	0.05%
Short Term, 180 - 269 Days	0.05%
Short Term, 270 - 364 Days	0.05%

List of rates for LONG TERM NON REDEEMABLE
LONG TERM NON REDEEMABLE	Rate
1 Year Non-Redeemable	2.70%
2 Year Non-Redeemable	2.80%
3 Year Non-Redeemable	2.70%
4 Year Non-Redeemable	2.70%
5 Year Non-Redeemable	2.90%

Savings Accounts

List of rates for SAVINGS ACCOUNTS
SAVINGS ACCOUNTS	Rate
First Savings	0.05%
Smart Saver	0.05%
TFSA HISA	0.50%

List of rates for POWER SAVER
POWER SAVER	Rate
On first $4,999.99	0.25%
$5000.00 & over	0.50%

List of rates for US ACCOUNTS
US ACCOUNTS	Rate
US Daily Savings	0.05%

Foreign Exchange

List of rates for Foreign Exchange Rates
Foreign Exchange Rates	Buy Rate	Sell Rate
United States (Dollar)	1.4075	1.3555
Great British Pounds	1.8910	1.7760
Euro	1.6435	1.5255

*Mortgage rates apply to owner-occupied single family homes. For commercial rates members should contact a commercial lender at BusinessServices@firstcu.ca

Rates are subject to change without notice. Terms and conditions apply. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.

First Credit Union operates on the traditional territories of the Coast Salish Peoples, specifically the K’òmoks, Klahoose, Tla’amin and Squamish Nations