Explore our latest mortgage, loan, savings, and term deposit rates.
Member Preferred Rates
| Mortgage Promotion | Rate |
|---|---|
| 3-Year Fixed Conventional Mortgage |
3.89%
|
| 4-Year Fixed Conventional Mortgage |
3.94%
|
| 5-Year Fixed Conventional Mortgage |
3.99%
|
| 5-Year Fixed Insured Mortgage |
3.89%
|
| 5-Year Variable Mortgage |
Prime -1.05%
|
To learn how you may qualify, speak with your FCU Community Financial Branch.
View the full terms and conditions on the Mortgage Rates page at Vancity.com.
Posted Rates
| PRIME RATE | Rate |
|---|---|
| Prime Rate |
4.45%
|
Mortgages
| FIXED RATE CLOSED | Rate |
|---|---|
| 1 Year |
4.15%
|
| 2 Year |
4.34%
|
| 3 Year |
4.44%
|
| 4 Year |
4.49%
|
| 5 Year (Insured) |
4.44%
|
| 5 Year |
4.54%
|
| VARIABLE RATE MORTGAGES | Rate |
|---|---|
| 5-Year Variable, Closed (Insured) |
Prime -0.60%
|
| 5-Year Variable, Closed |
Prime -0.50%
|
Term Deposits
| Deposit Specials | Rate |
|---|---|
| 1 Year Cashable After 90 Days (Non-Registered) |
2.25%
|
| 1 Year Cashable After 30 Days (Non-Registered) |
2.15%
|
| 1 Year Cashable After 30 Days (Registered) |
2.25%
|
| LONG TERM NONREDEEMABLE (REGISTERED) | Rate |
|---|---|
| 1 Year Nonredeemable |
3.10%
|
| 2 Year Nonredeemable |
3.25%
|
| 3 Year Nonredeemable |
3.55%
|
| 4 Year Nonredeemable |
3.45%
|
| 5 Year Nonredeemable |
3.50%
|
| LONG TERM NONREDEEMABLE (NON REGISTERED) | Rate |
|---|---|
| 1 Year Nonredeemable |
2.90%
|
| 2 Year Nonredeemable |
3.05%
|
| 3 Year Nonredeemable |
3.55%
|
| 4 Year Nonredeemable |
3.25%
|
| 5 Year Nonredeemable |
3.30%
|
Savings Accounts
| SAVINGS ACCOUNTS | Rate |
|---|---|
| First Savings |
0.05%
|
| Smart Saver |
0.05%
|
| TFSA HISA |
0.70%
|
| POWER SAVER | Rate |
|---|---|
| On first $4,999.99 |
0.25%
|
| $5000.00 & over |
0.50%
|
| US ACCOUNTS | Rate |
|---|---|
| US Daily Savings |
0.05%
|
Foreign Exchange
| Foreign Exchange Rates | Buy Rate | Sell Rate |
|---|---|---|
| United States (Dollar) |
1.4363
|
1.3711
|
| Great British Pounds |
1.9477
|
1.8377
|
| Euro |
1.6665
|
1.5465
|
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MemberSupport@FirstCU.ca |
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Our branches are located on Bowen Island, Bowser, Courtenay, Cumberland, Hornby Island, Powell River, Texada Island, and Union Bay.
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