First Credit Union Rates

Get competitive rates on the products you need. Check out some of our featured rates below. For additional details, contact your local branch.

  • Rates

Deposit Specials

15 Month Locked

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No rate selected.

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3-Year Riser Rate - Redeemable*

Year 1

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No rate selected.

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Year 2

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No rate selected.

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Year 3

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*Redeemable on anniversary week each year.

Posted Rates

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{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

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{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

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{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

More Rates

Accounts

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{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

All account rates are subject to change.

Foreign Exchange

Planning a trip and needing some foreign currency? We can help!  Ensure you plan ahead. For US dollars, Euros, Pounds, or any other foreign currency,  please place your order at least a week in advance. 

Buy rate is the rate for members to buy foreign currency and pay in Canadian funds. Sell rate is the rate for members to sell foreign currency and receive Canadian funds.


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{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

Mortgages

Mortgage rates apply to owner-occupied single family homes. For commercial rates members should contact a commercial lender at BusinessServices@firstcu.ca

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

The above Annual Percentage Rates (APR) for our special offers are compounded semi-annually, not in advance. Variable interest rates will change automatically as First Credit Union's prime rate changes. Applications are subject to meeting First Credit Union's standard credit criteria, residential mortgage standards and maximum permitted loan amounts. Other conditions may apply.

*Interest rates are provided for information purposes only and are subject to change at any time without notice.

Term Deposits

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

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{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.rate | rate:'percent' }}
{{ 'rates.group.caption' | i18n: { rateGroupName: $ctrl.selectedRateGroup.name } }}
{{ $ctrl.selectedRateGroup.name }} {{ 'rates.group.heading.buy_rate' | i18n}} {{ 'rates.group.heading.sell_rate' | i18n}}
{{ rate.name | rate:'currency' }}
{{ rate.clientBuyRate | rate }}
{{ rate.clientSellRate | rate }}

All term deposit rates are subject to change.

*Mortgage rates apply to owner-occupied single family homes. For commercial rates members should contact a commercial lender at BusinessServices@firstcu.ca

Rates are subject to change without notice. Terms and conditions apply. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.