Rates for borrowing, saving & investing.

Featured Rates

List of rates for MORTGAGE
MORTGAGE	Rate
5 Year Fixed Rate Closed (Insured)	4.04%

List of rates for TERM DEPOSITS
TERM DEPOSITS	Rate
1 Year Cashable After 30 Days	2.15%
1 Year Cashable After 90 Days	2.25%

Promotional Rates*

List of rates for PROMOTIONAL RATES, NEW MONEY
PROMOTIONAL RATES, NEW MONEY	Rate
HISA	4.70%
TFSA, RRSP, RRIF	4.80%

List of rates for PROMOTIONAL RATES, NEW MEMBERS
PROMOTIONAL RATES, NEW MEMBERS	Rate
HISA	4.70%
TFSA, RRSP	4.80%

Posted Rates

List of rates for PRIME RATE
PRIME RATE	Rate
Prime Rate	4.45%

Mortgages**

List of rates for FIXED RATE CLOSED
FIXED RATE CLOSED	Rate
1 Year	4.89%
2 Year	4.39%
3 Year	3.84%
4 Year	3.94%
5 Year (Insured)	4.04%
5 Year	4.34%

List of rates for VARIABLE RATE MORTGAGES
VARIABLE RATE MORTGAGES	Rate
5-Year Variable, Closed (Insured)	Prime -0.85%

Term Deposits

List of rates for Deposit Specials
Deposit Specials	Rate
1 Year Cashable After 90 Days	2.25%
1 Year Cashable After 30 Days	2.15%

List of rates for LONG TERM NONREDEEMABLE (REGISTERED)
LONG TERM NONREDEEMABLE (REGISTERED)	Rate
1 Year Nonredeemable	3.00%
2 Year Nonredeemable	3.15%
3 Year Nonredeemable	3.25%
4 Year Nonredeemable	3.35%
5 Year Nonredeemable	3.40%

List of rates for LONG TERM NONREDEEMABLE (NON REGISTERED)
LONG TERM NONREDEEMABLE (NON REGISTERED)	Rate
1 Year Nonredeemable	2.90%
2 Year Nonredeemable	3.05%
3 Year Nonredeemable	3.15%
4 Year Nonredeemable	3.25%
5 Year Nonredeemable	3.30%

Savings Accounts

List of rates for SAVINGS ACCOUNTS
SAVINGS ACCOUNTS	Rate
First Savings	0.05%
Smart Saver	0.05%
TFSA HISA	0.45%

List of rates for POWER SAVER
POWER SAVER	Rate
On first $4,999.99	0.25%
$5000.00 & over	0.50%

List of rates for US ACCOUNTS
US ACCOUNTS	Rate
US Daily Savings	0.05%

Foreign Exchange

List of rates for Foreign Exchange Rates
Foreign Exchange Rates	Buy Rate	Sell Rate
United States (Dollar)	1.4078	1.3426
Great British Pounds	1.9172	1.8072
Euro	1.6759	1.5559

*Rates are subject to change without notice. Terms and conditions apply. In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.

**Mortgage rates apply to owner-occupied single family homes. For commercial rates members should contact a commercial lender at BusinessServices@firstcu.ca