Calculators

Plan Smarter. Borrow Better. Save More.

Use our easy, intuitive calculators to take control of your financial future—whether you're dreaming of a new home, mapping your retirement, growing your Tax-Free Savings Account, or planning a loan that fits your life. These tools are just the beginning. When you're ready for personalized advice and flexible solutions, our local experts are here to help you turn numbers into next steps.

Mortgage Calculator

The Mortgage Affordability Calculator helps you to determine how much you can borrow. Use this calculator to estimate the amount of a mortgage payment and generate an amortization schedule for payments. The Mortgage Comparison Calculator establishes which mortgage product is right for you.

Loan Calculator

Our Loan Calculator helps to determine the amount you can borrow and what your repayment schedule might be.

Retirement Calculator

Our Retirement Planner Calculator determines the amount of savings that you'll need to retire comfortably. By flagging any
shortfalls or surpluses, the Calculator outlines the savings required to reach your financial goals for retirement.

Foreign Exchange Calculator

Our Foreign Exchange Calculator assists you while converting foreign currencies to Canadian Dollars or vice versa. To see the
cost of buying or selling our most popular foreign currencies, simply enter a value and select the currencies.

Registered Retirement Income Fund (RRIF) Payment Calculator

Our Retirement Income Fund Calculator can give you an idea of how long funds in a Registered Retirement Income Fund (RRIF) will last, and provides withdrawal minimums and payment options based on the length of the investment.

Tax-Free Savings Account (TFSA) Calculator

Our Tax-Free Savings Account (TFSA) Calculator helps to calculate the financial benefits of investing through TFSAs when investment income is shielded from taxes.

Explore. Calculate. Connect.

Need help with your mortgage, TFSA, loan, or retirement plan? You’ve used our calculators, now get some personalized advice. Book a free appointment with a First Credit Union specialist and turn your results into a plan tailored to you. We’re here to help you borrow smart, save better, and retire confidently with the support of honest, local guidance.