​We make things easy.

As a 60+ First Credit Union member, we're delighted to offer you the many benefits of our senior accounts. Enjoy no monthly fees, free basic cheque orders and more!

Senior Accounts

Members 60 years and over can enjoy the benefits of our senior account, or choose to upgrade to our e-Plan or Prestige account which allows for unlimited transactions and e-transfers. Let us help find the best option for you!

You'll receive 50 free transactions per month, as well as:  

  • Free basic cheque orders 
  • Free bill payments 
  • No monthly administration fee 
  • Free Credit Union ATM withdrawals across Canada

Senior accounts include:

  • First Chequing - a terrific low-fee, pay-as-you-go account.
  • First Savings - a daily savings account that offers interest on your savings while keeping them fully accessible.
  • Power Saver - a high-interest savings account with no monthly charge and limited withdrawals to keep you saving.
  • U.S. Savings - for members who travel to the U.S. or who need U.S. funds frequently.

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First ChequingFirst SavingsPower SaverU.S. Savings
InterestNoYesYesYes
Monthly FeeFreeFreeFreeFree
Free Monthly Transaction Limit5050110
After Limit Reached:


DepositFreeFreeFreeFree
Transfer Out
FreeFree$5.00Free
Withdrawal$0.85$0.85$5.00$0.85
Cheque | point-of-sale | pre-auth debit | CU ATM$0.85$0.85N/AN/A
Bill PaymentFreeFreeN/AN/A
INTERAC® E-Transfer: Send/Request$0.50$0.50N/AN/A

Upgrade to an e-Plan or Prestige account for unlimited transactions and e-transfers. You'll receive a $5.00 discount off the monthly administration fee.

*In addition to account fees, members may incur other miscellaneous fees.

Whenever you need us, we're just down the street, on the phone or an email away.