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As a 60+ First Credit Union member, we're delighted to offer you the many benefits of our senior accounts. Enjoy no monthly fees, free basic cheque orders and more


Senior Accounts

Members 60 years and over can enjoy the benefits of our senior account, or choose to upgrade to an e-Plan or Prestige account for unlimited transactions. You'll also receive a $5.00 discount off the monthly administration fee.
Download senior account brochure

You'll receive 50 free transactions per month, as well as:  

  • Free basic cheque orders 
  • Free bill payments 
  • No monthly administration fee 
  • Free Credit Union ATM withdrawals across Canada

Senior accounts include:

  • First Chequing - a terrific low-fee, pay-as-you-go account.
  • First Savings - a daily savings account that offers interest on your savings while keeping them fully accessible.
  • Power Saver - a high-interest savings account with no monthly charge and limited withdrawals to keep you saving.
  • U.S. Savings - for members who travel to the U.S. or who need U.S. funds frequently.


  First Chequing First Savings Power Saver U.S. Savings
Interest No Yes Yes Yes
Monthly Fee Free Free Free Free
Free** Free Free Free
Free Monthly Transaction Limit 50 50 1 10
After Limit Reached:        
Deposit Free Free Free Free
Transfer Out Free Free $5.00 Free
Withdrawal $0.85 $0.85 $5.00 $0.85
Cheque | point-of-sale | pre-auth debit | CU ATM $0.85 $0.85 N/A N/A
Bill Payment Free Free N/A N/A
INTERAC® E-Transfer: Send/Request Free Free N/A N/A
*In addition to account fees, members may incur other miscellaneous fees
**Paper Statements are $2.00 / month

Ready to open or update your account?

Book an in-person or phone appointment with a local financial services representative today.