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Term Deposits


More options, same 100% guarantee  

Get smart for the short or long term with First Credit Union Term Deposits. As a credit union member, you receive unlimited depositor protection from the Credit Union Deposit Insurance Corporation of British Columbia. 

Term deposits

Term deposits offer guaranteed growth on your investment over a specified time period, and are offered in both redeemable and non-redeemable terms. Redeemable terms offer a secure investment with the flexibility to cash in your deposit and move your investments around. Based on your term deposit type and time horizon, you can receive interest annually, monthly or at maturity. 

Short-term deposits offer flexibility but often have a slightly lower rate of return. 

Long-term deposits guarantee you a set return on your money over a fixed period of time and are ideal for long-term savings goals.


Ready to talk about saving for your future?

Book an in-person or phone appointment with a local financial services representative today.