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Registered Retirement Savings Plan 


RRSPs mean smart savings for the future 

A Registered Retirement Savings Plan (RRSP) is an easy way to save for retirement. Contributions, within limits, are tax-deductible. The income earned is tax-sheltered until withdrawn or rolled into a Registered Retirement Income Fund (RRIF), which must be done before the end of the year you turn 71.

Ask about our RRSP loans and monthly contribution plans. We can help you make the most of your RRSP contributions to receive the best tax benefit, and offer a variety of investment options to meet your goals. 

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More ways RRSPs can work for you

Funds from your RRSPs can, without immediate taxation, be used towards:

  • A down payment for a qualifying residence
  • Your own post-secondary education

To avoid taxation, funds withdrawn from the plan for these reasons must be paid back within a specified repayment period. 

*Terms and conditions of government programs are subject to change at any time by the federal or applicable provincial government.


Ready to talk about saving for your future?

Book an in-person or phone appointment with a local financial services representative today.