Rates on this page apply to owner-occupied single family homes. For commercial rates members should contact a commercial lender at BusinessServices@firstcu.ca

Here are today’s rates. At First Credit Union, we discount your lending rates, or increase your deposit rates, based on your overall relationship with the company. This is called Relationship Pricing. The more business you do, the better your rates will be.  Call or drop by your branch to see how much you can earn on Relationship Pricing.

Prime Rate (Rates effective 2020-03-30) Rates
Prime Rate 2.450%
Mortgages (Rates effective 2020-11-19) Rates
5 Year 2.09%
Term Deposits (Rates effective 2021-01-15) Rates
5 Year Non-Redeemable 1.00%
The above Annual Percentage Rates (APR) for our special offers are compounded semi-annually, not in advance.  Rates shown with full relationship pricing discount applied.  Variable interest rates will change automatically as First Credit Union’s prime rate changes. Applications are subject to meeting First Credit Union’s standard credit criteria, residential mortgage standards and maximum permitted loan amounts. Other conditions may apply.

*Interest rates are provided for information purposes only and are subject to change at any time without notice*

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