Borrowing can feel good with the right advice.
Borrowing Products & Services
Borrow with confidence—backed by local support and flexible options. Whether you're planning a major purchase, covering unexpected expenses, or investing in your future, First Credit Union offers borrowing solutions tailored to your life. From personal loans to lines of credit and mortgages, we’re here to help you choose what’s right for you.
Mortgages
We offer affordable home loans and competitive mortgage rates tailored to your needs. Whether you're buying your first home or refinancing, our local experts are here for you—just down the street when you need us.
Borrowing for Business
We take the time to understand your full financial picture so we can deliver custom business financing solutions that fit your goals. As a proud part of your community, we’re invested in helping your business thrive.
Personal Loans
With First Credit Union, you’ll work one-on-one with a dedicated lending expert to review your full financial picture and create a custom borrowing plan that’s clear, manageable, and tailored to your goals.
Lines of Credit
Access funds anytime with a flexible line of credit that’s there when you need it most. It’s a simple, convenient way to cover what matters, whether it’s unexpected expenses or everyday needs.
Credit Cards
From low-interest credit cards to cash back rewards and low annual fees, First Credit Union helps you choose the card that fits your spending style. Smart, flexible, and designed around your financial goals.
Calculators
Plan Smarter. Borrow Better. Save More. Whether you're estimating mortgage payments, exploring loan options, or mapping out a savings strategy, our intuitive calculators give you the clarity to move forward with confidence. From building your future to managing today’s goals, these tools are your first step toward smarter financial decisions.
As a member, you can count on our local team to help you make important financial decisions.
Ready to talk about mortgages or borrowing for what’s next?
Book an in-person or phone appointment with a local financial services representative today.
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Our branches are located on Bowen Island, Bowser, Courtenay, Cumberland, Hornby Island, Powell River, Texada Island, and Union Bay.
© 2025 First Credit Union