Member Benefits

When you’re a member of First Credit Union, you become a part owner and share in the profits when we declare dividends. First Credit Union member-owners also benefit from our very popular Relationship Pricing Program, which provides lending and savings incentives for member-owners based on the amount of business they do with us. The more you do … the more pricing rewards you earn!


Since 2010 we have been awarding our members patronage (profit sharing), which means that you get to share in the profits of the credit union. Again, the greater your relationship with First Credit Union, the more you benefit from patronage. It's not hard to see why it pays to be a member! From dividends, to relationship pricing, to patronage, First Credit Union offers value that you can't find with other financial institutions.

We are very proud that in 2018 over $473,000 will be shared with member-owners in the form of patronage and dividends. On June 6th, in conjunction with our 79th anniversary, all members were paid a 3.23% profit-share rebate on loan interest, deposit interest, and service charges paid in 2017, which amounts to $430,000. In addition, over $43,000 will be paid to members in 2018 in the form of dividends based on 2017 results.

100% Deposit Guarantee

At First Credit Union, depositors are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia.

More than one million British Columbians enjoy the solid security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, protects all British Columbia credit union depositors. Security, dependability, and trust - that's the unbeatable combination you will find at First Credit Union.


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