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Our Union Bay, Bowser (Lighthouse) & Hornby Island branches are closed today, Friday December 23rd, due to snow. If you require assistance, please visit our Cumberland/Courtenay branches or reach out to 250-336-2272. Thank you for your patience and understanding.

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Book an appointment today

Meet with a First Credit Union team member to discuss your financial needs in person or by phone.

Types of appointments we offer

Open or update a personal or business account
Get investment advice, buy a term deposit, open a high interest savings account, RRSP, RESP, or TFSA
Apply for a mortgage, line of credit, or personal loan
Apply for a commercial mortgage, or business loan
Get life, health, critical illness, or group insurance 

First Credit Union News:


January 4, 2023

Call for Nominations: Join our Board of Directors and be a force for good!

Use your skills, knowledge and abilities to help set the strategic direction of First Credit Union. Applications to join our Board of Directors are open until February 6, 2023. To learn more about the application process visit our elections page. Read more.

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November 10, 2022

Telephone Banking Will Retire on January 31st, 2023

As members continue a shift towards using First Credit Union’s online banking and mobile app, our telephone banking system is not utilized as much, and our technology is becoming outdated and harder to maintain. As such, we will be retiring telephone banking on January 31, 2023. Read more.

October 20, 2022

First Credit Union members receive over $390,000 in profit share

On Thursday, October 20, First Credit Union members were paid a profit share rebate based on service charges, loan interest and deposit interest for 2021, amounting to over $390,000. Moving forward, these profits will be redirected to enhance member benefits, making 2022 the final year for profit share. Read more.


A better way to bank

Credit unions have a set of co-operative principles and values that guide our actions. Honesty, openness, social responsibility and caring of others are the ethical values that keep us focused on positively impacting our members, employees and communities.

First Credit Union is local, but we are also part of a global co-operative movement. Join us, and millions of other people, as we work to create a more equitable, sustainable and resilient world.

Key Benefits of Membership

Local, friendly full-service banking with competitive rates
Support positive change in your community, we reinvest 10% of profits locally
Access to the largest network of surcharge-free ATMs in Canada

Everyday Banking

First offers a full-suite of accounts and services to take care of your money in easy, cost-effective ways that work for you. Whether you want online banking or to connect with someone from our team, we're here.



You know where you want to be. Together we can help you get you there. Your First Credit Union membership gives you access to financial experts who will help you reach your goals.



We're here to listen and help you get started with your unique plan or life-long dream. When you're a First Credit Union member, we'll build a customized lending solution together, one strategic decision at a time.



We're responsive and dedicated to your business's success. Our business specialists have autonomy and can make quick decisions. They'll provide personalized service, whatever your business banking needs or company size.


Wealth Management

Together we’ll create a personal financial blueprint designed to achieve your short-term and long-term goals. When life changes, your priorities can too. Our investment advice takes life’s highs and lows  into consideration. We’ll be there to help every step of the way.


Knowledge Center

Here you'll find the educational resources and tools you need to increase your financial literacy. We also offer activities for members that benefit our thriving, vibrant communities. It's always a win-win.

Helpful Resources




Our Blog

You won't just see us at the credit union; we live in the communities we serve and we work to make them better. Interested in how we are doing this? Check out our blog where we share local social impact stories and more about how where you bank makes a difference.