Member announcement: First Credit Union members receive $380,000 in profit share! On Wednesday, June 9, in coordination with our 82nd anniversary, all members received a profit share rebate. Read more!

A better way to bank..

Credit unions have a set of co-operative principles and values that guide our actions. Honesty, openness, social responsibility and caring of others are the ethical values that keep us focused on positively impacting our members, employees and communities. First Credit Union is local through and through, but we are also part of a global co-operative movement. Join us, and millions of other people, as we work to create a more equitable, sustainable and resilient world.

Key Benefits of Membership

We can meet all your banking needs - and we know your name
Your investments and involvement help create sustainable, resilient communities
You have access to a bigger-than-most-banks network of surcharge-free ATMs
We share one third of net profits with members and the community every year

Everyday Banking

First offers a full-suite of accounts and services to take care of your money in easy, cost-effective ways that work for you. Whether you want online banking or to connect with someone from our team, we're here.


You know where you want to be. Together we can help you get you there. Your First Credit Union membership gives you access to financial experts who will help you reach your goals.


We're here to listen and help you get started with your unique plan or life-long dream. When you're a First Credit Union member, we'll build a customized lending solution together, one strategic decision at a time.


We're responsive and dedicated to your business's success. Our business specialists have autonomy and can make quick decisions. They'll provide personalized service, whatever your business banking needs or company size.

Wealth Management

Together we’ll create a personal financial blueprint designed to achieve your short-term and long-term goals. When life changes, your priorities can too. Our investment advice takes life’s highs and lows  into consideration. We’ll be there to help every step of the way.

Knowledge Center

Here you'll find the educational resources and tools you need to increase your financial literacy. We also offer activities for members that benefit our thriving, vibrant communities. It's always a win-win.

Helpful Resources

Recent News

June 9, 2021

First Credit Union members receive $380,000 in profit share.

On Wednesday, June 9, in coordination with our 82nd anniversary, all members received a profit share rebate based on service charges, loan interest and deposit interest paid in 2020, which amounts to $380,000. Read more!

June 1, 2021

Our Member Scholarship Program is open for applications!

Applications are open June 1st - July 30th. Details & online application form here. We are committed to celebrating diversity and building equity. We welcome scholarship applications from all of our members, including visible minorities, Indigenous Peoples, persons with disabilities, persons of diverse sexual orientation, gender identity or expression (LGBTQ2S+) & others who may contribute to diversity in the communities we serve. We also encourage members or their allies to reach out to us should they need assistance with the application. Read more!

May 15, 2021

Union Bay Credit Union members vote strongly in favour of a merger with First Credit Union.

Members of Union Bay Credit Union have approved a merger with First Credit Union. Operating as First Credit Union, the merged entity will serve a combined membership of more than 15,500. Read more.

March 17, 2021

COVID-19: Updates & Member Safety

To support our members to do their banking remotely, First Credit Union waived all e-transfer fees for members from March 19, 2020 to March 31, 2021. All fees will return to normal as of April 1, 2021.

The First Credit Union Community

You won't just see us at the credit union; we live in the communities we serve and we work to make them better.

Our contributions are about sharing what we have with others, and your investments are part of that giving.

We're proud to bring a sense of belonging to our First Credit Union and community members. You'll see it in our smiles and our hellos.

Upcoming Events

May 5 - 26, 2021

Non-Profit: Thriving in Community Online Workshops

Governance & Leadership Training for Non-Profits - Join First Credit Union & Vantage Point for a FREE online workshop series designed to build your skills in non-profit leadership and governance. Read more.