A better way to bank..

Credit unions have a set of co-operative principles and values that guide our actions. Honesty, openness, social responsibility and caring of others are the ethical values that keep us focused on positively impacting our members, employees and communities. First Credit Union is local through and through, but we are also part of a global co-operative movement. Join us, and millions of other people, as we work to create a more equitable, sustainable and resilient world.

Key Benefits of Membership

We can meet all your banking needs - and we know your name
Your investments and involvement help create sustainable, resilient communities
You have access to a bigger-than-most-banks network of surcharge-free ATMs
We share one third of net profits with members and the community every year

Everyday Banking

First offers a full-suite of accounts and services to take care of your money in easy, cost-effective ways that work for you. Whether you want online banking or to connect with someone from our team, we're here.


You know where you want to be. Together we can help you get you there. Your First Credit Union membership gives you access to financial experts who will help you reach your goals.


We're here to listen and help you get started with your unique plan or life-long dream. When you're a First Credit Union member, we'll build a customized lending solution together, one strategic decision at a time.


We're responsive and dedicated to your business's success. Our business specialists have autonomy and can make quick decisions. They'll provide personalized service, whatever your business banking needs or company size.

Wealth Management

Together we’ll create a personal financial blueprint designed to achieve your short-term and long-term goals. When life changes, your priorities can too. Our investment advice takes life’s highs and lows  into consideration. We’ll be there to help every step of the way.

Knowledge Center

Here you'll find the educational resources and tools you need to increase your financial literacy. We also offer activities for members that benefit our thriving, vibrant communities. It's always a win-win.

Helpful Resources

First Credit Union News:

October 22, 2021

Small Business Online Banking Notice

On Wednesday, November 3rd a banking system update will take place which will  impact the login requirements for all secondary signers on small business banking accounts. If you have any questions please reach out to your local branch. Read more.

October 19, 2021

Debit Card Tap (Flash) Limit Increase

As per Interac’s requirement to increase debit card tap (flash) limits to $250, First Credit Union will begin updating debit card limits in 2022.  Please contact your local branch with any questions.

September 8, 2021

Union Bay Collabria Credit Card Transition

With the merger of Union Bay Credit Union and First Credit Union, and the subsequent transition of products and services, members who currently have a Union Bay Collabria* credit card will be sent a replacement First Credit Union Collabria credit card in the mail. Read more.

September 1, 2021

First Credit Union to close on National Day for Truth and Reconciliation

First Credit Union is choosing to honour this day as part of our ongoing commitment toward truth and reconciliation. Read more.

September 1, 2021

COVID-19 Update

As we navigate through the 4th wave of the pandemic, we will continue to operate in a way that keeps our employees, members and communities safe, adheres to the provincial mandates that we are required to follow, and aligns with our values to be inclusive and respects people’s privacy and diversity of opinions. Read more.

July 1, 2021

We have merged with Union Bay Credit Union

We're growing! We have merged with Union Bay Credit Union. As a member you now have access to 8 branch locations to serve you better. Union Bay Credit Union members will continue banking as usual, while the further integration of both credit unions continues into 2022. Read more.

The First Credit Union Community

You won't just see us at the credit union; we live in the communities we serve and we work to make them better.

Our contributions are about sharing what we have with others, and your investments are part of that giving.

We're proud to bring a sense of belonging to our First Credit Union and community members. You'll see it in our smiles and our hellos.