Savings Accounts

First Savings

Whether you're tucking something away for a rainy day, or you've got bigger savings ambitions, a First Credit Union savings account can help you meet your goals.

For members who deposit and withdraw several times a month, First Savings account holders receive 6 free withdrawals per month.  Interest is calculated on the closing daily balance and paid monthly. See our Account Brochure for more details.

 


Smart Saver

This innovative savings account benefits members saving for a specific purpose, for example an annual bill, a holiday, taxes, or auto insurance. The idea is simple: we give you an account that you can make unlimited deposits to, but you can only withdraw once per year. The Smart Saver offers some of the same features as a term deposit, but with the added flexibility of being able to make regular contributions rather than needing a lump sum to deposit. This account is not accessible by ATM, online banking or MEMBER CARD® debit card, which also makes it easier to watch your savings grow! These features make the Smart Saver a perfect savings account for junior members who do not have $100.00 to start a term deposit.

Important features of the Smart Saver account include:

  • Interest is calculated on closing daily balance and paid monthly.
  • Unlimited deposits can be made and 1 free withdrawal is permitted per year.
  • Rate of interest is slightly higher than a regular savings account.

 

Power Saver

The Power Saver is First Credit Union's flexible version of a high interest savings account. This account is similar to the Smart Saver, but pays a higher, very competitive rate of interest. And while you're saving, you don't have to worry about succumbing to small purchase temptations because  this account is not accessible by ATM or MEMBER CARD® debit card; however, when you do need your funds, you can easily withdraw from your Power Saver using online banking or in-branch with one of our Financial Service Representatives. And to really supercharge your savings, you can easily set up an automatic deposit to your Power Saver from any of your other accounts. It's like putting your savings on auto-pilot!

Important features of the Power Saver account include:

  • Interest is calculated on closing daily balance and paid monthly.
  • Unlimited deposits can be made and 1 free withdrawal is permitted per month.
  • Rate of interest is generally higher than regular savings accounts but is not fixed, it may fluctuate over the course of the year.
 

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